You sell.
We service.
Join the Aster National cluster. Write commercial business through our markets, split commission 50/50 and keep 100% of your fees. Aster’s service team handles the servicing, and DouxProcess comes with it at no cost.
Write through the cluster’s markets, subject to each carrier’s approval and appointment.
Certificates, endorsements, renewals, billing follow-up and the inbox. Handled.
Every approved member gets DouxProcess at no cost. No license fee, no per-producer charge.
What it costs to join.
The terms.
New business and renewals alike. No tiers, no step-downs.
The agency fees you charge on your accounts are yours, with a signed fee disclosure.
Half of each contingent or profit-sharing bonus a market pays is shared with qualifying members.
After 24 months your book is yours in full.
By ACH, with a statement listing every policy.
Premium in force within your first 12 months.
No fee to leave. Before month 24, taking your book is a buyout at one times your last 12 months of commission. Every term is written into the producer agreement with Aster National Insurance Group, LLC, and you see all of it before you sign.
How it works.
- ApplyTwo minutes, below.
- CallFifteen minutes. Your book, your lines, our terms.
- AgreementProducer agreement and appointments.
- SellYour first submission. We take it from there.
Questions agents ask first.
Who can join?
A licensed California property and casualty agent, or an agency with one. Commercial lines are the focus.
What does it cost?
Nothing to join, nothing to stay, nothing to leave. No required purchases. DouxProcess is included for approved members at no cost.
How are commissions split?
50/50 on new business and renewals, with no tiers. You keep 100% of the agency fees you charge on your accounts. Aster National Insurance Group, LLC pays you monthly by the 15th, with a statement listing every policy.
Who owns my book?
Your book vests to you in full after 24 months. If you leave before then, either side can buy the other’s share at one times your last 12 months of commission, paid over 12 months. After vesting you can move it on 60 days’ notice.
Do I share in carrier bonuses?
Yes. When a market pays the cluster a contingent or profit-sharing bonus, half goes to the members who earned it, split by the premium each placed with that market. You qualify when your own loss ratio with that market is under the line the market used, and you’re still a member when it pays out. Nothing is advanced or guaranteed.
Is there a minimum?
$100,000 of premium in force within your first 12 months. Below that, either side can end the agreement on 30 days’ notice.
What happens on a cancellation?
When a carrier takes back commission on a cancellation, audit or return premium, your half comes back at the same 50%, netted from your next payment.
Where does the premium go?
Straight to Aster’s premium trust account, the carrier or the finance company. You never collect or hold client money.
Which carriers can I write?
We don’t list markets on this page. Access depends on each carrier’s approval and appointment, and we go through it with you on the call.
What does your team handle, and what do I keep?
You sell and you keep the relationship. Aster’s service team handles certificates, endorsements, renewals, billing follow-up and the inbox, on DouxProcess.
I’m already in another cluster or network.
Tell us on the call. We won’t ask you to break an agreement you’re bound by.