The machine
01We take the language model.
It reads. Emails, carrier letters, supplementals, Sal’s texts. It does not decide. The rules decide.
02We build your workflows.
Every job your agency does, written step by step. Quote. Bind. COI. Endorsement. Payment. Renewal. Same steps, every time.
03We put them in the cloud.
Dozens of small workers, each with one job. Not on your laptop. Not on your server. Not in somebody’s head.
04They run continuously.
Every two minutes. Nights, weekends, holidays. Checking every inbox and every open file.
05They plug into what you use.
Your agency management system. Accounting. Phones. E-signature. Carrier portals, through real browsers.
06You approve.
One card. One tap. Every step recorded, time-stamped, and on the file.
Behind the curtainWhat runs behind one agency. Every month.
Real numbers from a live agency running on it today.
The language modelReads every email, form and letter. Subscription plus usage.
$290
Cloud workers, 24/715 always-on machines. Quoting, filing, packets, and the one that hands out the work.
$204
Browser machinesReal Chrome browsers in the cloud that sign in to carrier portals and your CRM.
$28–84
Scheduler, mail sorter, dashboard, backupsThe small machines that keep the big ones honest.
$27
DatabaseEvery file, every step, every timestamp. The record.
$25
QuickBooksAccounting, connected. Commissions, fees, refunds.
$177
CRMPipelines and follow-ups.
$97
Phones and phone menuThe line Sal calls instead of your cell.
$66
E-signature with paymentSign, sign, pay. Then it binds.
$20
Agency management system add-onsThe connections into your system of record.
$15
Running itBefore anyone builds a single workflow.
~$960–1,300
Monthly, from a live agency’s actual bills and machine sizes. Your own AMS and email seats not included.
Do the math
Build it. Staff it. Or Doux it.
Build it yourself$13,000 / mo
- Running it~$1,000
- Developer who knows insurance~$12,000
- Months before the first file runsmany
And when your developer quits, so does your agency.
Staff it$4,500 / mo
- One US service rep, fully loaded~$4,500
- Offshore seat~$1,800–2,000
- Hours a week40
Goes home at five. Calls in sick. Gets scared of Sal.
Doux it$2,500 / mo
- Builtdone
- Running24/7
- Clusters+ $500 / producer
Doesn’t go home. Doesn’t get scared. Doesn’t give a doux.
Typical costs. Estimates.